How Do I Pay for Graduate School?
Financial Aid Process • Payment Plans
Payment Options
We know that paying for your graduate degree is an important factor when choosing a school. Contact the Graduate Information Office to talk more about the key factors to consider – or, read on to learn about the different ways you can finance your graduate degree.
Ohio Leadership Pipeline Scholarship
Ohio Leadership Pipeline Scholarship for students starting in Summer and Fall 2026! Pursuing your graduate education just became more affordable. If you are pursuing an Ohio Leadership program, you are eligible for an immediate tuition reduction.
Master’s, Licensure, and Endorsements (Principal and Teacher Leader)
| Standard Rate = $425 | District Rate = $270 | Savings = $155/credit |
Doctoral and Licensure (Principal, Teacher Leader, Superintendent, Educational Leadership Non-Endorsement)
| Standard Rate = $640 | District Rate = $469 | Savings = $171/credit |
Financial Aid Process
Applying for Financial Aid
Graduate students enrolled in Concordia University Chicago’s Master’s Programs are eligible to participate in the Federal Stafford Loan program.
Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in the off-campus programs use financial aid to pay for the program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the start of class. For help, please contact the Financial Aid Office at (877) 266-7331.
Students beginning in Summer and Fall 2026 should submit the 2026-2027 form. You will need your 2024 Federal Tax Return.
All students will need your FSA ID (https://studentaid.gov/fsa-id/sign-in/landing) and Concordia University Chicago’s School Code (001666). Graduate students are considered independent for financial aid purposes.
Review your Student Aid Report (SAR) for accuracy
You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.
You will receive your financial aid award letter from Concordia University Chicago
This lists the financial aid that you qualify for. If you wish to decline all or a portion of the award, notify the Financial Aid Office in writing. Be sure to contact the Financial Aid Office if you have any questions about your award.
Complete Loan Entrance Counseling and the Master Promissory Note
Entrance Counseling is only required for first time Federal Direct Loan borrowers; all borrowers must complete a Master Promissory Note. Both can be completed at www.studentaid.gov (you will need your FSA ID from Step 1).
Federal Loan Requirements
To be eligible to borrow funds under the Federal Direct Loan Program, you must:
File the Free Application for Federal Student Aid (FAFSA)
Be a U.S. Citizen or permanent resident
Not be in default on prior educational loans
Maintain satisfactory academic progress
Questions? Call the Financial Aid Office at (877) 266-7331.
The Federal (Title One) Teacher Loan Forgiveness Program
If you and your school qualify, this program may provide loan forgiveness for eligible Federal Direct Loans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; Concordia University Chicago is not responsible to verify your eligibility for this program. Please do not base your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.
You must call 1-800-4-FED-AID to verify your eligibility or visit https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/teacher for more information.
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