{"id":62,"date":"2018-12-13T03:22:20","date_gmt":"2018-12-13T03:22:20","guid":{"rendered":"https:\/\/www.graduateprogram.org\/thomas-university\/?page_id=62"},"modified":"2026-02-18T15:23:04","modified_gmt":"2026-02-18T20:23:04","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/www.graduateprogram.org\/thomas-university\/disclaimer\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"\t\t
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Disclaimer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Now Accepting Fall 2026 Applications!<\/div><\/div><\/a><\/div>
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No Application Fee Required<\/div><\/div><\/div><\/div>
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NEW PROGRAM - Master of Science in Counseling<\/div><\/div><\/a><\/div>
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NEW PROGRAM - Bachelor of Science in Education<\/div><\/div><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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<\/i>Home<\/span><\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Disclaimer (Ed. S. in Teacher Leadership)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Education Specialist in Teacher Leadership degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Teacher Leadership Master\u2019s)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Teacher Leadership degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Early Childhood Master\u2019s)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Early Childhood Education degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Middle Grades Mathematics Master\u2019s)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Middle Grades Mathematics degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Middle Grades Language Arts Master\u2019s)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Middle Grades Language Arts degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Secondary Mathematics Master\u2019s)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750 is based on a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Secondary Math degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Secondary English Master\u2019s)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Secondary English degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Curriculum and Instruction Master\u2019s)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Curriculum and Instruction degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Special Education General Curriculum Master\u2019s)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Special Education degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/span><\/p>

Disclaimer (Special Education General Curriculum Ed.S.)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Education Specialist in Special Education degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/span><\/p>

Disclaimer (Educational Leadership Master\u2019s)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,750, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,750 is based on the total tuition price for the Master of Education in Educational Leadership degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Educational Leadership Tier I Certification Only)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $9,500, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $9,500 is based on the total tuition price for the Educational Leadership Tier I Certification Program for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees. The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Educational <\/span>Leadership Ed.S.)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $14,000, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $14,000 is based on the total tuition price for the Education Specialist in Educational Leadership degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/span><\/p>

Disclaimer (Educational Leadership Tier II Certification Only)<\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $9,500, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $9,500 is based on the total tuition price for the Educational Leadership Tier II Certification Program for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees. The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>

Disclaimer (Master of Arts in Teaching in Elementary Education)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $24,000, a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of 24,000 is based on the total tuition price for the Master of Arts in Teaching in Elementary Education degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Master of Arts in Teaching in Pedagogy)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $16,500 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $16,500 is based on the total tuition price for the Master of Arts in Teaching in Pedagogy degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.
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Disclaimer (Master of Arts in Teaching in Special Education General Curriculum Elementary Education P-5)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $28,500 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $28,500 is based on the total tuition price for the Master of Arts in Teaching in Special Education General Curriculum Elementary Education degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/span><\/p>

Disclaimer (Master of Arts in Teaching in Special Education General Curriculum P-12)<\/span><\/strong>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $24,000 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $24,000 is based on the total tuition price for the Master of Arts in Teaching in Special Education General Curriculum degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/strong> The loan calculator used in this example is available at https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/span><\/p>

Disclaimer (MS in School Counseling)<\/span><\/b>
*The repayment example set forth above is for illustrative purposes only and was calculated based on a standard amortization Federal Direct Loans assuming a loan amount of $38,100 a payment term of 10 years, and a fixed interest rate equal to 7.94%. Loan amount of $38,100 is based on the total tuition price for the Master of Science in School Counseling degree for the 2026-2027 school year. Your total loan amount may vary based on program selection and does not include books or fees.<\/b>\u00a0The loan calculator used in this example is available at\u00a0https:\/\/studentaid.gov\/loan-simulator\/<\/a>. It is your responsibility to verify your eligibility by completing the Free Application for Federal Student Aid at\u00a0https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa<\/a>. All loans are subject to federal student aid guidelines. The actual interest rate may change periodically based on federal regulations. If you elect to defer payments until graduation, loan interest may accrue during deferment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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