{"id":2773,"date":"2022-02-25T13:50:21","date_gmt":"2022-02-25T19:50:21","guid":{"rendered":"https:\/\/www.graduateprogram.org\/concordia-chicago\/?p=2773"},"modified":"2022-02-25T13:50:21","modified_gmt":"2022-02-25T19:50:21","slug":"how-i-paid-for-my-masters-degree-from-concordia-university-chicago","status":"publish","type":"post","link":"https:\/\/www.graduateprogram.org\/concordia-chicago\/2022\/02\/25\/how-i-paid-for-my-masters-degree-from-concordia-university-chicago\/","title":{"rendered":"How I Paid for My Master’s Degree from Concordia University Chicago"},"content":{"rendered":"

As I continue my career as a middle school teacher, I have discovered why they call teachers \u201ca forever student.\u201d It became evident to me within the first few years of teaching that I would need to go back to school in order to grow as an educator and to provide new career opportunities.<\/p>\n

Immediately, one of my first concerns was how I was going to be able to afford tuition for a master\u2019s degree. I already was making monthly payments for my bachelor\u2019s degree, and I felt as though I could barely make those payments. And on top of that, I live in Chicago, and money can be tight when you live in a big city; how was I going to be able to pay for more schooling?<\/p>\n

Informational Meeting<\/h2>\n

Then I found a flyer in my mailbox at my work for Concordia University Chicago and all of their offerings for master\u2019s programs. It also explained a discounted rate for teachers and explained payback options to make it more affordable. At first, I was not completely convinced, but I decided to attend the meeting.<\/p>\n

If you are still cautious as I was, I would recommend attending the informational meeting<\/a>. I found the meeting to be very informative and helped me decide that I could complete a master\u2019s program and that I would be able to afford it.<\/p>\n

Loans<\/h2>\n

After the meeting, I went home and crunched some numbers together. I decided to fill out the FASFA<\/a> and take out a loan. I also decided to pause my current payments since I was enrolled back in school again and wanted my focus to be on my education and not worrying about financial stresses regarding making payments. I knew that when I finished school, I would need to resume paying the loans for my undergraduate degree and paying for my graduate degree.<\/p>\n

The rationale with this additional payment is that I knew that I would be making more money from my new degree. I would either be taking a large pay increase if I chose a new career path and transitioned into a principal role, or if I remained in the same role, I would take a smaller pay increase. Still, the extra amount would cover the additional amount I would need to pay for my new loan.<\/p>\n

So I pursued a master’s program and completed it in two years. After completing the program, I decided not to seek a principal position and remain as a teacher. I felt that my job was not done in the classroom yet, and I wanted to continue my current role a little longer before considering a different career path.<\/p>\n

Even though I remained a teacher, my predictions were correct. My student loans cost more, but I received a raise since I now had a master\u2019s degree. The additional pay helped offset the additional cost of my loan.<\/p>\n

Budgeting<\/h2>\n

It has been a few years since I completed my master\u2019s program, and I have to say that I am really happy that I did. When I started my master\u2019s program, I lived in an apartment with two other roommates, I barely could afford my rent and my student loans together, and I had credit card debt. Today, I live in my condo that I purchased a year ago, I have no credit card debt and can easily afford my loans.<\/p>\n

I am still a teacher, but having that master\u2019s degree helped my salary increase at a faster rate. Funny enough, I was looking at old pictures on my phone, and I came upon a picture from about ten years ago; I took a picture of my predicted expenses and income when I first became a teacher. I created budget that was rather tight and ended with an additional $200 a month to spend and save; I am happy to say my finances have greatly improved since then.<\/p>\n

In the end, I am extremely happy that I completed that master\u2019s program. I was nervous in the beginning that my financial situation would get worse, but it actually got better; I never pursued a career as a principal, but just by having the degree, my financial freedom has improved.<\/p>\n

My recommendation for anyone considering a master\u2019s degree is to make a plan and make a budget. Ask yourself how will you pay for your master\u2019s program and what does it look like after you receive your degree? I did that for myself, and I am happy with the end product.<\/p>\n","protected":false},"excerpt":{"rendered":"

As I continue my career as a middle school teacher, I have discovered why they call teachers \u201ca forever student.\u201d It became evident to me within the first few years of teaching that I would need to go back to school in order to grow as an educator and to provide new career opportunities. Immediately, […]<\/p>\n","protected":false},"author":15,"featured_media":2774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[10,42,41],"class_list":["post-2773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-concordiauniversitychicago","tag-howipaid","tag-masters"],"yoast_head":"\nHow I Paid for My Master's Degree from Concordia University Chicago | Concordia University Chicago<\/title>\n<meta name=\"description\" content=\": A Concordia University Chicago grad walks through how he was able to make his master's degree an affordable reality by utilizing budgeting and student loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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